The guidance session, as seen in the image from Mokeri, Kerala, on September 29, 2025, centered on the practical skill of saving pocket money, a crucial starting point for lifelong financial literacy. My aim was to give students small, actionable tips, going beyond general advice by introducing concepts like the "Pay Yourself First" rule—setting aside a fixed amount immediately—and a simplified Need vs. Want budgeting method to curb impulsive spending. By encouraging them to define a specific savings goal, such as buying a book or a gadget, the abstract idea of "saving" became a concrete and motivating activity. This focused discussion on managing their immediate funds serves as a foundational step, successfully preparing them for the greater financial responsibilities that will come with their future careers.
